That depends. first, you'll need to determine if your settlement is a tort or business arbitration case and the determination of fault (27% for naic guide).
whatever cause, keep in mind that personal injury settlements are often negotiable; it's worth discussing with an attorney before settling because their experience can help them better assess if settlement is possible.
the typical process requires three steps: 1) “demand” which reflects what you feel is appropriate compensation for your injuries; 2) negotiation (if needed), which will adjust the demand based on how much the other side thinks they can get by demanding more; 3) offer , where hopefully both sides reach agreement at about the same time.
if money really matters to you